As parents, we all want what's best for our kids. When it comes to their health, you want to make sure they're receiving the best possible care. But what does that care look like? And does insurance cover the chiropractor? The answer to that is unfortunately, “it depends”.
Most people think of insurance as health insurance. But did you know that there's a difference between health insurance and medical insurance? Health insurance is there to cover urgent and crisis care. It's not designed to cover chronic health conditions or keep kids healthy in the first place. That's where medical insurance comes in.
Medical insurance covers chiropractic care when it's deemed "medically necessary." But what does that mean? According to most insurance carriers, medically necessary care is limited to adults with back pain, neck pain, auto accidents, and other injuries. In other words, if your child is dealing with a chronic health condition, chances are their care won't be covered by your insurance policy.
Chiropractic care is a branch of medicine that focuses on the nervous system and the spine. While it is not considered medically necessary by most insurance companies, chiropractic care can have a significant impact on the health of children. By focusing on the root cause of problems and seeking to get kids healthy without the use of drugs and surgery, chiropractors provide a valuable service. However, because chiropractors are not part of the traditional medical establishment, they are often not welcomed into the club. This is a shame, as chiropractic care can help many kids who might otherwise suffer from poor health.
As a doctor, I am often disappointed by the way the healthcare system is run. Medical institutions often limit well intentioned doctors to do what is in the best interest of the institution and insurance carriers try to dictate and control what parents can do to get their children healthy. Instead of parents making the decisions, they do. After a generation or two of them running the show, we now have a generation of kids with more chronic illness, mental health disorders, autism, diabetes, obesity, anxiety, and depression than ever before. Chiropractic care is one way that parents can take back control and make decisions about their child's health. Chiropractic care is a safe and effective way to help children manage and overcome many common childhood ailments. In addition, chiropractic care can help to prevent many chronic illnesses from developing in the first place. Wouldn’t it be great to help prevent something from happening, if you could? I encourage all parents to explore chiropractic care for their children.
I know you’ll be surprised how affordable and effective chiropractic care can be for your entire family. If you’re ready for a personalized, custom care plan created just for your child, let’s schedule a call with our team here.